We will review you personal circumstances
The approach of retirement can be a difficult and emotional time of life. With concerns about the future, you may be leaving a job you have been doing a long time and also saying a final goodbye to work colleagues. You will also have to cope with the lifestyle changes that are ahead in the future.
In the midst of this you will also have to navigate your way through the process of finalising your pension. This will involve trying to understand a complex set of rules and procedures along with difficult to understand jargon covering ARFS, AMRFS, annuities, PRBS imputed distribution, etc.
And then you have to make serious decisions about these matters that will affect you for the rest of your life.